Disbursing a Loan or Salary advances is paying an employee a fix amount or a portion of his salary in advance that the employee must payback to the organization on certain terms.

Managing employee loans and EMI deductions manually can be complex and error-prone. With Loan and EMI Management in inTotalitee, you can streamline the entire process—from loan request and approval to EMI tracking and automatic deductions—within a single, unified platform. This feature simplifies financial assistance for employees while ensuring transparency, accuracy, and full integration with payroll.

Need to disburse loan to multiple employees – No need to apply one at a time. With inTotalitee apply Loan or Advance for multiple employees together.

Life can be unpredictable—employees may face situations where continuing regular EMI deductions becomes temporarily difficult. The EMI Adjudtment feature in inTotalitee offers flexibility and support by allowing administrators to halt EMI deductions for a defined period and automatically reschedule or adjust remaining payments. This ensures financial empathy toward employees while maintaining repayment integrity and accuracy in payroll.

With tools to make every part of your process more human and a support team excited to help  you getting started with a growth engine for your employees has never been easier